
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;overflow-x:hidden;background:#070708;color:#f6f1e9;font-family:Arial,Helvetica,sans-serif;line-height:1.6;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit}button{font:inherit}:root{--black:#070708;--panel:#111113;--ivory:#f6f1e9;--muted:#b9b0a4;--soft:#8f867b;--gold:#c8a46e;--gold-dark:#75552f;--line:rgba(200,164,110,.16);--serif:Georgia,'Times New Roman',serif;--container:1280px}.container{width:min(90%,var(--container));margin:auto}section{position:relative}.eyebrow{margin:0 0 22px;font-size:12px;letter-spacing:.26em;text-transform:uppercase;color:var(--gold)}.section-title{margin:0;max-width:820px;font-family:var(--serif);font-size:clamp(42px,5vw,80px);line-height:1.02;font-weight:400;letter-spacing:-.055em}.section-text{margin:26px 0 0;max-width:720px;color:var(--muted);font-size:18px;line-height:1.9}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:58px;padding:0 34px;border:0;border-radius:999px;cursor:pointer;font-size:12px;letter-spacing:.14em;text-transform:uppercase;transition:.35s}.btn-primary{background:var(--gold);color:var(--black)}.btn-secondary{border:1px solid rgba(246,241,233,.36);background:transparent;color:var(--ivory)}.btn:hover{transform:translateY(-3px);box-shadow:0 20px 50px rgba(0,0,0,.25)}.fade-up{opacity:1;transform:none}.js .fade-up{opacity:0;transform:translateY(42px);transition:opacity .75s ease,transform .75s ease}.js .fade-up.show{opacity:1;transform:translateY(0)}.progress-bar{position:fixed;top:0;left:0;z-index:3000;width:0;height:2px;background:var(--gold)}
.site-header{position:fixed;inset:0 0 auto;z-index:2000;background:linear-gradient(to bottom,rgba(7,7,8,.90),rgba(7,7,8,.30));border-bottom:1px solid rgba(200,164,110,.12);backdrop-filter:blur(20px)}.header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:44px}.brand-logo{display:inline-flex;align-items:center;gap:14px}.brand-seal{width:44px;height:44px;display:grid;place-items:center;border:1px solid rgba(200,164,110,.78);border-radius:14px;color:var(--gold);font-family:var(--serif);font-size:18px}.brand-text{display:flex;flex-direction:column;gap:3px}.brand-mark,.footer-logo{font-family:var(--serif);font-size:30px;line-height:1;color:var(--gold);letter-spacing:-.035em}.brand-line{color:var(--soft);font-size:10px;letter-spacing:.18em;text-transform:uppercase}.site-nav{display:flex;align-items:center;gap:26px}.site-nav a{position:relative;color:var(--muted);font-size:11px;letter-spacing:.16em;text-transform:uppercase;transition:.25s}.site-nav a:hover,.site-nav a.active{color:var(--ivory)}.site-nav a:after{content:'';position:absolute;left:0;bottom:-6px;width:0;height:1px;background:var(--gold);transition:.35s}.site-nav a:hover:after{width:100%}.nav-button{padding:12px 22px;border:1px solid rgba(200,164,110,.48);border-radius:999px;color:var(--ivory)!important}.mobile-toggle{display:none;width:42px;height:42px;align-items:center;justify-content:center;flex-direction:column;gap:7px;border:0;background:none;cursor:pointer}.mobile-toggle span{width:24px;height:1px;background:var(--ivory)}
.hero-v2{min-height:100vh;display:flex;align-items:center;isolation:isolate;background:linear-gradient(90deg,rgba(7,7,8,.96) 0%,rgba(7,7,8,.72) 45%,rgba(7,7,8,.18) 100%),url('../images/hero-skyline.jpg') center/cover no-repeat}.hero-video-overlay{position:absolute;inset:0;background:linear-gradient(to bottom,rgba(0,0,0,.05),rgba(0,0,0,.45),rgba(0,0,0,.88))}.hero-gradient{position:absolute;inset:0;background:radial-gradient(circle at 75% 35%,rgba(200,164,110,.18),transparent 35%)}.hero-noise{position:absolute;inset:0;opacity:.04;background-image:radial-gradient(#fff 1px,transparent 1px);background-size:7px 7px}.hero-grid{position:relative;z-index:5;display:grid;grid-template-columns:1.2fr .8fr;gap:100px;align-items:center}.hero-left{padding:170px 0 120px}.hero-label{display:inline-block;margin-bottom:30px;color:var(--gold);font-size:12px;letter-spacing:.30em;text-transform:uppercase}.hero-title{max-width:700px;margin:0;font-family:var(--serif);font-size:clamp(70px,7vw,120px);line-height:.90;letter-spacing:-.07em}.hero-subtitle{max-width:560px;margin:40px 0 0;color:var(--muted);font-size:21px;line-height:2}.hero-buttons{display:flex;flex-wrap:wrap;gap:18px;margin-top:55px}.hero-right{display:flex;justify-content:flex-end}.hero-card{width:420px;padding:42px;border:1px solid rgba(200,164,110,.18);border-radius:30px;background:rgba(15,15,17,.60);box-shadow:0 40px 80px rgba(0,0,0,.35);backdrop-filter:blur(18px);transition:.4s}.hero-card:hover{border-color:rgba(200,164,110,.45);transform:translateY(-8px)}.hero-card-small{display:block;margin-bottom:22px;color:var(--gold);font-size:11px;letter-spacing:.22em;text-transform:uppercase}.hero-card h2{margin:0;font-family:var(--serif);font-size:36px;line-height:1.15;font-weight:400}.hero-card p{margin:24px 0 0;color:var(--muted);line-height:1.9}.hero-stats{display:grid;grid-template-columns:1fr 1fr;gap:1px;margin-top:36px;background:rgba(200,164,110,.15)}.hero-stats div{padding:22px;background:#111113}.hero-stats strong{display:block;color:var(--gold);font-family:var(--serif);font-size:30px}.hero-stats span{display:block;margin-top:8px;color:var(--soft);font-size:11px;letter-spacing:.15em;text-transform:uppercase}.scroll-indicator{position:absolute;left:50%;bottom:30px;transform:translateX(-50%)}.scroll-indicator span{display:block;width:1px;height:70px;background:linear-gradient(var(--gold),transparent);animation:scrollLine 2.2s infinite}@keyframes scrollLine{0%{opacity:0;transform:translateY(-15px)}50%{opacity:1}100%{opacity:0;transform:translateY(20px)}}
.trust-strip-v2{background:#0b0b0c;border-top:1px solid rgba(200,164,110,.12);border-bottom:1px solid rgba(200,164,110,.12)}.trust-grid-v2{display:grid;grid-template-columns:repeat(3,1fr)}.trust-item{padding:70px 42px;border-right:1px solid rgba(200,164,110,.12);transition:.4s}.trust-item:last-child{border-right:none}.trust-item:hover{background:#101012}.trust-number{display:block;margin-bottom:26px;color:var(--gold);font-family:var(--serif);font-size:42px}.trust-item h3{margin:0;font-family:var(--serif);font-size:34px;font-weight:400;letter-spacing:-.03em}.trust-item p{max-width:320px;margin:18px 0 0;color:var(--muted);line-height:1.9}
.editorial-story-v2{padding:140px 0;background:#070708}.editorial-layout-v2{display:grid;grid-template-columns:.9fr 1.1fr;gap:110px}.editorial-heading h2{margin:0;font-family:var(--serif);font-size:clamp(42px,5vw,78px);line-height:1.02;font-weight:400;letter-spacing:-.055em}.editorial-copy{padding-left:42px;border-left:1px solid rgba(200,164,110,.45)}.editorial-copy p{margin:0 0 34px;color:var(--muted);font-size:21px;line-height:1.95}.statement-band{padding:112px 0;background:#0d0d0f;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.statement{max-width:1000px;color:var(--ivory);font-family:var(--serif);font-size:clamp(38px,5vw,78px);line-height:1.06;letter-spacing:-.055em}
.solutions-v2,.cta-v2{padding:150px 0;background:#f7f3ed;color:#111}.solutions-v2 .section-title{max-width:760px;color:#111}.solutions-grid-v2{display:grid;grid-template-columns:repeat(2,1fr);gap:40px;margin-top:70px}.solution-box{min-height:360px;padding:55px;background:#fff;border:1px solid rgba(0,0,0,.08);transition:.4s}.solution-box:hover{transform:translateY(-8px);border-color:rgba(200,164,110,.25);box-shadow:0 25px 60px rgba(0,0,0,.08)}.solution-id{display:block;margin-bottom:40px;color:var(--gold-dark);font-family:var(--serif);font-size:48px}.solution-box h3{margin:0;font-family:var(--serif);font-size:34px;line-height:1.15;font-weight:400}.solution-box p{margin:24px 0 34px;color:#555;line-height:1.9}.solution-box a{color:var(--gold-dark);font-size:12px;letter-spacing:.16em;text-transform:uppercase}
.singapore-v2{padding:150px 0;background:#0b0b0c}.singapore-layout,.cta-layout-v2{display:grid;grid-template-columns:1fr 1fr;gap:100px}.singapore-points{display:flex;flex-direction:column;gap:40px}.singapore-points article{padding-bottom:34px;border-bottom:1px solid rgba(200,164,110,.14)}.singapore-points span{display:block;margin-bottom:20px;color:var(--gold);font-family:var(--serif);font-size:42px}.singapore-points h3{margin:0;font-family:var(--serif);font-size:32px;font-weight:400}.singapore-points p{margin:18px 0 0;color:var(--muted);line-height:1.9}
.process-v2{padding:150px 0;background:#111113}.process-timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;margin-top:70px}.process-step-v2{padding:45px 35px;background:#18181a;border-top:1px solid rgba(200,164,110,.20);transition:.4s}.process-step-v2:hover{transform:translateY(-8px);background:#1d1d20}.step-number{width:70px;height:70px;display:flex;align-items:center;justify-content:center;margin-bottom:35px;border:1px solid rgba(200,164,110,.25);border-radius:50%;color:var(--gold);font-family:var(--serif);font-size:26px}.process-step-v2 h3{margin:0;font-family:var(--serif);font-size:30px;font-weight:400}.process-step-v2 p{margin:20px 0 0;color:var(--muted);line-height:1.9}
.insights-v2{padding:150px 0;background:#070708}.insights-grid-v2{display:grid;grid-template-columns:repeat(3,1fr);gap:36px;margin-top:70px}.insight-v2{padding:42px;background:#111113;border:1px solid rgba(200,164,110,.14);transition:.4s}.insight-v2:hover{transform:translateY(-8px);border-color:rgba(200,164,110,.35);box-shadow:0 25px 80px rgba(0,0,0,.20)}.insight-category{display:inline-block;margin-bottom:28px;color:var(--gold);font-size:11px;letter-spacing:.18em;text-transform:uppercase}.insight-v2 h3{margin:0;font-family:var(--serif);font-size:32px;line-height:1.2;font-weight:400}.insight-v2 p{margin:24px 0 34px;color:var(--muted);line-height:1.9}.insight-v2 a{color:var(--gold);font-size:12px;letter-spacing:.15em;text-transform:uppercase}
.cta-v2 h2{margin:0;font-family:var(--serif);font-size:clamp(42px,5vw,78px);line-height:1.05;font-weight:400;letter-spacing:-.055em}.cta-v2 p{margin:0 0 34px;color:#555;font-size:18px;line-height:1.9}.site-footer{position:relative;overflow:hidden;padding:76px 0 30px;background:#060607;border-top:1px solid var(--line)}.site-footer:before{content:'';position:absolute;inset:0;background:radial-gradient(circle at top right,rgba(200,164,110,.08),transparent 40%);pointer-events:none}.footer-grid{position:relative;display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:50px}.footer-grid .footer-heading{margin:0 0 18px;color:var(--gold);font-family:Arial,Helvetica,sans-serif;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase}.footer-grid p,.footer-grid a{display:block;margin:0 0 10px;color:var(--muted);font-size:14px}.footer-bottom{position:relative;margin-top:58px;padding-top:24px;border-top:1px solid var(--line);color:var(--soft);font-size:13px}.scroll-top{position:fixed;right:24px;bottom:24px;z-index:999;width:46px;height:46px;display:none;align-items:center;justify-content:center;border:1px solid rgba(200,164,110,.4);border-radius:50%;background:#111;color:var(--gold);cursor:pointer}.scroll-top.show{display:flex}
@media(max-width:1000px){.hero-grid{grid-template-columns:1fr;gap:60px}.hero-right{justify-content:flex-start}.hero-card{width:100%}.process-timeline,.insights-grid-v2{grid-template-columns:1fr}}@media(max-width:900px){.site-nav{position:absolute;top:76px;left:0;right:0;display:none;flex-direction:column;align-items:flex-start;padding:26px 5%;background:rgba(7,7,8,.98)}.site-nav.open{display:flex}.site-nav a{padding:14px 0}.mobile-toggle{display:flex}.header-inner{min-height:76px}.brand-mark{font-size:26px}.brand-line{font-size:9px}.hero-left{padding:140px 0 80px}.hero-title{font-size:54px!important}.section-title{font-size:42px!important}.hero-subtitle,.section-text{font-size:16px}.hero-buttons{flex-direction:column}.btn{width:100%}.trust-grid-v2,.editorial-layout-v2,.solutions-grid-v2,.singapore-layout,.cta-layout-v2,.footer-grid{grid-template-columns:1fr}.trust-item{border-right:none;border-bottom:1px solid rgba(200,164,110,.12)}.trust-item:last-child{border-bottom:none}.editorial-copy{padding-left:24px}.editorial-copy p{font-size:17px}.solution-box{min-height:auto;padding:36px}}
/* ==========================================================
   SOLUTIONS PAGE — LUXURY HERO
========================================================== */

.solutions-hero{
    min-height:86vh;
    display:flex;
    align-items:center;
    background:
        linear-gradient(90deg,
        rgba(7,7,8,.96),
        rgba(7,7,8,.76),
        rgba(7,7,8,.25)),
        url("../images/architectural-black-metal-facade.jpg")
        center / cover no-repeat;
    padding:160px 0 90px;
}

.solutions-hero h1{
    max-width:900px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(56px,6.5vw,104px);
    line-height:.98;
    font-weight:400;
    letter-spacing:-.07em;
}

.hero-intro{
    max-width:620px;
    margin:38px 0 0;
    color:var(--muted);
    font-size:21px;
    line-height:1.9;
}/* ==========================================================
   SOLUTIONS — EDITORIAL INTRODUCTION
========================================================== */

.solutions-editorial{

    padding:150px 0;

    background:#070708;

}

.editorial-grid{

    display:grid;

    grid-template-columns:.95fr 1.05fr;

    gap:110px;

    align-items:start;

}

.editorial-copy{

    border-left:1px solid rgba(200,164,110,.30);

    padding-left:42px;

}

.editorial-copy p{

    margin:0 0 34px;

    color:var(--muted);

    font-size:20px;

    line-height:1.95;

}

@media(max-width:900px){

.editorial-grid{

grid-template-columns:1fr;

gap:60px;

}

.editorial-copy{

padding-left:24px;

}

.editorial-copy p{

font-size:17px;

}

}/* ==========================================================
   SOLUTIONS — FEATURE BLOCKS
========================================================== */

.solution-feature{
    padding:150px 0;
}

.light-feature{
    background:#f7f3ed;
    color:#111;
}

.solution-feature-grid{
    display:grid;
    grid-template-columns:220px 1fr;
    gap:80px;
    align-items:start;
}

.solution-feature-number{
    font-family:var(--serif);
    font-size:120px;
    line-height:.8;
    color:var(--gold-dark);
}

.solution-feature h2{
    margin:0;
    max-width:850px;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.solution-feature p{
    margin:34px 0 0;
    max-width:650px;
    color:#555;
    font-size:19px;
    line-height:1.9;
}

.feature-link{
    display:inline-block;
    margin-top:42px;
    color:var(--gold-dark);
    font-size:12px;
    letter-spacing:.16em;
    text-transform:uppercase;
}

@media(max-width:900px){
    .solution-feature-grid{
        grid-template-columns:1fr;
        gap:40px;
    }

    .solution-feature-number{
        font-size:72px;
    }
}/* ==========================================================
   DARK FEATURE PANEL
========================================================== */

.dark-feature{
    background:#0b0b0c;
    color:#f6f1e9;
}

.dark-feature .solution-feature-number{
    color:var(--gold);
}

.dark-feature h2{
    color:#fff;
}

.dark-feature p{
    color:var(--muted);
}

.feature-link-light{
    display:inline-block;
    margin-top:42px;
    color:var(--gold);
    font-size:12px;
    letter-spacing:.16em;
    text-transform:uppercase;
}/* ==========================================================
   WHY SGDTRUST
========================================================== */

.why-sgdtrust-v2{

    padding:150px 0;

    background:#111113;

}

.why-grid{

    display:grid;

    grid-template-columns:repeat(3,1fr);

    gap:36px;

    margin-top:70px;

}

.why-card{

    padding:46px;

    background:#18181a;

    border:1px solid rgba(200,164,110,.14);

    transition:.35s;

}

.why-card:hover{

    transform:translateY(-8px);

    border-color:rgba(200,164,110,.35);

}

.why-card span{

    display:block;

    margin-bottom:28px;

    font-family:var(--serif);

    font-size:42px;

    color:var(--gold);

}

.why-card h3{

    margin:0;

    font-family:var(--serif);

    font-size:30px;

    font-weight:400;

}

.why-card p{

    margin-top:20px;

    color:var(--muted);

    line-height:1.9;

}

@media(max-width:900px){

.why-grid{

grid-template-columns:1fr;

}

}/* ==========================================================
   SOLUTIONS PROCESS
========================================================== */

.solutions-process-v2{
    padding:150px 0;
    background:#070708;
}

.solutions-process-line{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:1px;
    background:rgba(200,164,110,.16);
    margin-top:70px;
}

.solutions-process-line article{
    background:#111113;
    padding:42px;
}

.solutions-process-line span{
    display:block;
    color:var(--gold);
    font-family:var(--serif);
    font-size:38px;
    margin-bottom:30px;
}

.solutions-process-line h3{
    margin:0;
    font-family:var(--serif);
    font-size:30px;
    font-weight:400;
}

.solutions-process-line p{
    margin-top:18px;
    color:var(--muted);
    line-height:1.9;
}

@media(max-width:1000px){
    .solutions-process-line{
        grid-template-columns:1fr;
    }
}/* ==========================================================
   SOLUTIONS FAQ
========================================================== */

.solutions-faq-v2{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.faq-layout-v2{
    display:grid;
    grid-template-columns:.9fr 1.1fr;
    gap:90px;
}

.faq-list-v2 details{
    border-bottom:1px solid rgba(0,0,0,.12);
    padding:28px 0;
}

.faq-list-v2 summary{
    cursor:pointer;
    font-family:var(--serif);
    font-size:30px;
    line-height:1.2;
    list-style:none;
}

.faq-list-v2 summary::-webkit-details-marker{
    display:none;
}

.faq-list-v2 p{
    margin:18px 0 0;
    color:#555;
    line-height:1.9;
}

@media(max-width:900px){
    .faq-layout-v2{
        grid-template-columns:1fr;
    }
}/* ==========================================================
   SOLUTIONS FINAL CTA
========================================================== */

.solutions-final-cta{

    padding:160px 0;

    background:#0b0b0c;

}

.solutions-final-layout{

    display:grid;

    grid-template-columns:1.1fr .9fr;

    gap:100px;

    align-items:center;

}

.solutions-final-cta h2{

    margin:0;

    font-family:var(--serif);

    font-size:clamp(44px,5vw,82px);

    line-height:1.03;

    font-weight:400;

    letter-spacing:-.055em;

}

.solutions-final-cta p{

    color:var(--muted);

    line-height:1.9;

    font-size:18px;

    margin-bottom:36px;

}

@media(max-width:900px){

.solutions-final-layout{

    grid-template-columns:1fr;

    gap:50px;

}

}
/* ==========================================================
   WHY SGDTRUST PAGE
========================================================== */

.why-hero-page{
    min-height:86vh;
    display:flex;
    align-items:center;
    padding:160px 0 90px;
    background:
        linear-gradient(90deg,rgba(7,7,8,.96),rgba(7,7,8,.76),rgba(7,7,8,.25)),
        url("../images/architectural-black-metal-facade.jpg") center / cover no-repeat;
}

.why-hero-page h1{
    max-width:980px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(56px,6.5vw,104px);
    line-height:.98;
    font-weight:400;
    letter-spacing:-.07em;
}

.why-hero-intro{
    max-width:620px;
    margin:38px 0 0;
    color:var(--muted);
    font-size:21px;
    line-height:1.9;
}

.why-editorial-page{
    padding:150px 0;
    background:#070708;
}

.why-editorial-grid{
    display:grid;
    grid-template-columns:.95fr 1.05fr;
    gap:110px;
    align-items:start;
}

.why-editorial-copy{
    padding-left:42px;
    border-left:1px solid rgba(200,164,110,.30);
}

.why-editorial-copy p{
    margin:0 0 34px;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.why-singapore-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.why-singapore-page .section-title{
    color:#111;
}

.why-singapore-page .section-text{
    color:#555;
}

.why-singapore-grid{
    display:grid;
    grid-template-columns:1.05fr .95fr;
    gap:100px;
    align-items:center;
}

.why-singapore-card{
    padding:56px;
    background:#fff;
    border:1px solid rgba(0,0,0,.08);
}

.why-singapore-card span{
    display:block;
    margin-bottom:36px;
    color:var(--gold-dark);
    font-family:var(--serif);
    font-size:72px;
    line-height:1;
}

.why-singapore-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:36px;
    font-weight:400;
    line-height:1.15;
}

.why-singapore-card p{
    margin:24px 0 0;
    color:#555;
    line-height:1.9;
}

.why-values-page{
    padding:150px 0;
    background:#111113;
}

.why-values-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:1px;
    margin-top:70px;
    background:rgba(200,164,110,.16);
}

.why-value-card{
    min-height:310px;
    padding:42px;
    background:#18181a;
    transition:.35s;
}

.why-value-card:hover{
    transform:translateY(-8px);
    background:#1d1d20;
}

.why-value-card span{
    display:block;
    margin-bottom:34px;
    color:var(--gold);
    font-family:var(--serif);
    font-size:42px;
}

.why-value-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:32px;
    font-weight:400;
}

.why-value-card p{
    margin:20px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.why-process-page{
    padding:150px 0;
    background:#070708;
}

.why-timeline{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:1px;
    margin-top:70px;
    background:rgba(200,164,110,.16);
}

.why-timeline article{
    padding:42px;
    background:#111113;
}

.why-timeline span{
    display:block;
    margin-bottom:30px;
    color:var(--gold);
    font-family:var(--serif);
    font-size:38px;
}

.why-timeline h3{
    margin:0;
    font-family:var(--serif);
    font-size:30px;
    font-weight:400;
}

.why-timeline p{
    margin:18px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.why-trust-page{
    padding:160px 0;
    background:#0b0b0c;
}

.why-trust-layout{
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:100px;
    align-items:center;
}

.why-trust-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.why-trust-page p{
    margin:0 0 36px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

@media(max-width:1000px){
    .why-values-grid,
    .why-timeline{
        grid-template-columns:1fr;
    }
}

@media(max-width:900px){
    .why-editorial-grid,
    .why-singapore-grid,
    .why-trust-layout{
        grid-template-columns:1fr;
        gap:60px;
    }

    .why-editorial-copy{
        padding-left:24px;
    }

    .why-hero-page h1{
        font-size:54px;
    }
}

/* ==========================================================
   ABOUT SGDTRUST PAGE
========================================================== */

.about-hero-page{
    min-height:92vh;
    display:flex;
    align-items:center;
    padding:170px 0 100px;
    background:
        radial-gradient(circle at 78% 28%,rgba(200,164,110,.18),transparent 32%),
        linear-gradient(135deg,#070708 0%,#0b0b0c 44%,#151210 100%);
    isolation:isolate;
}

.about-hero-lines{
    position:absolute;
    inset:0;
    opacity:.10;
    background-image:
        linear-gradient(rgba(200,164,110,.34) 1px,transparent 1px),
        linear-gradient(90deg,rgba(200,164,110,.28) 1px,transparent 1px);
    background-size:96px 96px;
    mask-image:linear-gradient(to right,transparent,black 18%,black 72%,transparent);
    pointer-events:none;
}

.about-hero-page:after{
    content:'';
    position:absolute;
    left:0;
    right:0;
    bottom:0;
    height:38%;
    background:linear-gradient(to top,#070708,transparent);
    z-index:-1;
}

.about-hero-layout{
    position:relative;
    z-index:2;
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:90px;
    align-items:end;
}

.about-hero-copy h1{
    max-width:980px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(56px,6.6vw,108px);
    line-height:.96;
    font-weight:400;
    letter-spacing:-.07em;
}

.about-hero-intro{
    max-width:680px;
    margin:40px 0 0;
    color:var(--muted);
    font-size:21px;
    line-height:1.9;
}

.about-hero-panel{
    max-width:460px;
    margin-left:auto;
    padding:48px;
    border:1px solid rgba(200,164,110,.20);
    border-radius:30px;
    background:rgba(17,17,19,.64);
    box-shadow:0 40px 90px rgba(0,0,0,.34);
    backdrop-filter:blur(18px);
}

.about-hero-panel span{
    display:grid;
    place-items:center;
    width:76px;
    height:76px;
    margin-bottom:34px;
    border:1px solid rgba(200,164,110,.45);
    border-radius:22px;
    color:var(--gold);
    font-family:var(--serif);
    font-size:30px;
}

.about-hero-panel h2{
    margin:0;
    font-family:var(--serif);
    font-size:38px;
    line-height:1.12;
    font-weight:400;
    letter-spacing:-.04em;
}

.about-hero-panel p{
    margin:24px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.about-editorial-page{
    padding:150px 0;
    background:#070708;
}

.about-editorial-grid{
    display:grid;
    grid-template-columns:.95fr 1.05fr;
    gap:110px;
    align-items:start;
}

.about-editorial-copy{
    padding-left:42px;
    border-left:1px solid rgba(200,164,110,.30);
}

.about-editorial-copy p{
    margin:0 0 34px;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.about-position-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.about-position-grid{
    display:grid;
    grid-template-columns:.95fr 1.05fr;
    gap:90px;
    align-items:start;
}

.about-position-card{
    position:sticky;
    top:130px;
    padding:56px;
    background:#fff;
    border:1px solid rgba(0,0,0,.08);
    box-shadow:0 26px 70px rgba(0,0,0,.06);
}

.about-position-card h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(40px,4.5vw,72px);
    line-height:1.04;
    font-weight:400;
    letter-spacing:-.055em;
}

.about-position-list{
    display:flex;
    flex-direction:column;
    gap:1px;
    background:rgba(0,0,0,.10);
}

.about-position-list article{
    display:grid;
    grid-template-columns:90px 1fr;
    gap:34px;
    padding:42px;
    background:#fdfbf7;
}

.about-position-list span{
    color:var(--gold-dark);
    font-family:var(--serif);
    font-size:46px;
    line-height:1;
}

.about-position-list h3{
    margin:0;
    font-family:var(--serif);
    font-size:34px;
    line-height:1.16;
    font-weight:400;
    letter-spacing:-.03em;
}

.about-position-list p{
    margin:18px 0 0;
    color:#555;
    line-height:1.9;
}

.about-standard-page{
    padding:150px 0;
    background:#111113;
}

.about-standard-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:1px;
    margin-top:70px;
    background:rgba(200,164,110,.16);
}

.about-standard-card{
    min-height:330px;
    padding:42px;
    background:#18181a;
    transition:.35s;
}

.about-standard-card:hover{
    transform:translateY(-8px);
    background:#1d1d20;
}

.about-standard-card span{
    display:block;
    margin-bottom:34px;
    color:var(--gold);
    font-family:var(--serif);
    font-size:42px;
}

.about-standard-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:32px;
    line-height:1.18;
    font-weight:400;
}

.about-standard-card p{
    margin:20px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.about-singapore-page{
    padding:150px 0;
    background:#070708;
}

.about-singapore-layout{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:100px;
    align-items:start;
}

.about-singapore-copy{
    padding:48px;
    border:1px solid rgba(200,164,110,.14);
    background:#111113;
}

.about-singapore-copy p{
    margin:0 0 30px;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.about-singapore-copy p:last-child{
    margin-bottom:0;
}

.about-technology-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.about-technology-grid{
    display:grid;
    grid-template-columns:1.05fr .95fr;
    gap:100px;
    align-items:start;
}

.about-technology-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.about-technology-points{
    display:grid;
    gap:32px;
}

.about-technology-points article{
    padding:42px;
    background:#fff;
    border:1px solid rgba(0,0,0,.08);
}

.about-technology-points h3{
    margin:0;
    font-family:var(--serif);
    font-size:32px;
    line-height:1.16;
    font-weight:400;
}

.about-technology-points p{
    margin:18px 0 0;
    color:#555;
    line-height:1.9;
}

.about-final-page{
    padding:160px 0;
    background:#0b0b0c;
}

.about-final-layout{
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:100px;
    align-items:center;
}

.about-final-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.about-final-page p{
    margin:0 0 36px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

@media(max-width:1100px){
    .about-standard-grid{
        grid-template-columns:repeat(2,1fr);
    }
}

@media(max-width:900px){
    .about-hero-layout,
    .about-editorial-grid,
    .about-position-grid,
    .about-singapore-layout,
    .about-technology-grid,
    .about-final-layout{
        grid-template-columns:1fr;
        gap:60px;
    }

    .about-hero-page{
        min-height:auto;
        padding:140px 0 80px;
    }

    .about-hero-copy h1{
        font-size:54px;
    }

    .about-hero-panel{
        max-width:none;
        margin-left:0;
        padding:36px;
    }

    .about-editorial-copy{
        padding-left:24px;
    }

    .about-editorial-copy p,
    .about-singapore-copy p{
        font-size:17px;
    }

    .about-position-card{
        position:relative;
        top:auto;
        padding:36px;
    }

    .about-position-list article{
        grid-template-columns:1fr;
        gap:24px;
        padding:36px;
    }

    .about-standard-grid{
        grid-template-columns:1fr;
    }

    .about-singapore-copy,
    .about-technology-points article{
        padding:36px;
    }
}

/* ==========================================================
   INSIGHTS PAGE — EDITORIAL LIBRARY
========================================================== */

.insights-hero-page{
    min-height:92vh;
    display:flex;
    align-items:center;
    padding:170px 0 100px;
    background:
        radial-gradient(circle at 76% 28%,rgba(200,164,110,.18),transparent 36%),
        linear-gradient(120deg,rgba(7,7,8,.98) 0%,rgba(7,7,8,.88) 52%,rgba(17,17,19,.94) 100%);
    isolation:isolate;
}

.insights-hero-lines{
    position:absolute;
    inset:0;
    opacity:.12;
    background-image:
        linear-gradient(rgba(200,164,110,.20) 1px,transparent 1px),
        linear-gradient(90deg,rgba(200,164,110,.14) 1px,transparent 1px);
    background-size:120px 120px;
    mask-image:linear-gradient(to bottom,rgba(0,0,0,.85),transparent 78%);
    pointer-events:none;
}

.insights-hero-layout{
    position:relative;
    z-index:2;
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:100px;
    align-items:center;
}

.insights-hero-copy h1{
    max-width:850px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(60px,7vw,112px);
    line-height:.94;
    font-weight:400;
    letter-spacing:-.075em;
}

.insights-hero-intro{
    max-width:640px;
    margin:40px 0 0;
    color:var(--muted);
    font-size:21px;
    line-height:1.95;
}

.insights-hero-panel{
    max-width:430px;
    margin-left:auto;
    padding:48px;
    border:1px solid rgba(200,164,110,.18);
    border-radius:30px;
    background:rgba(17,17,19,.68);
    box-shadow:0 40px 90px rgba(0,0,0,.34);
    backdrop-filter:blur(18px);
}

.insights-hero-panel span{
    display:block;
    margin-bottom:28px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.24em;
    text-transform:uppercase;
}

.insights-hero-panel h2{
    margin:0;
    font-family:var(--serif);
    font-size:40px;
    line-height:1.1;
    font-weight:400;
    letter-spacing:-.04em;
}

.insights-hero-panel p{
    margin:24px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.insights-editorial-page{
    padding:150px 0;
    background:#070708;
}

.insights-editorial-grid{
    display:grid;
    grid-template-columns:.95fr 1.05fr;
    gap:110px;
    align-items:start;
}

.insights-editorial-copy{
    padding-left:42px;
    border-left:1px solid rgba(200,164,110,.35);
}

.insights-editorial-copy p{
    margin:0 0 34px;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.insights-editorial-copy p:last-child{
    margin-bottom:0;
}

.insights-featured-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.insights-featured-grid{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:80px;
    align-items:stretch;
}

.insights-featured-card{
    min-height:580px;
    display:flex;
    flex-direction:column;
    justify-content:flex-end;
    padding:58px;
    background:#fff;
    border:1px solid rgba(0,0,0,.08);
    box-shadow:0 30px 80px rgba(0,0,0,.06);
}

.insights-featured-number{
    display:block;
    margin-bottom:40px;
    color:var(--gold-dark);
    font-family:var(--serif);
    font-size:110px;
    line-height:.75;
    letter-spacing:-.07em;
}

.insights-featured-card h2{
    max-width:620px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(42px,5vw,76px);
    line-height:1.02;
    font-weight:400;
    letter-spacing:-.055em;
}

.insights-featured-card p{
    max-width:580px;
    margin:30px 0 0;
    color:#555;
    font-size:18px;
    line-height:1.9;
}

.insights-featured-notes{
    display:grid;
    gap:1px;
    background:rgba(0,0,0,.10);
}

.insights-featured-notes article{
    padding:48px;
    background:#111113;
    color:var(--ivory);
}

.insights-featured-notes span{
    display:block;
    margin-bottom:22px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.22em;
    text-transform:uppercase;
}

.insights-featured-notes h3{
    margin:0;
    font-family:var(--serif);
    font-size:36px;
    line-height:1.14;
    font-weight:400;
    letter-spacing:-.035em;
}

.insights-featured-notes p{
    margin:18px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.insights-library-page{
    padding:150px 0;
    background:#0b0b0c;
}

.insights-library-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:36px;
    margin-top:70px;
}

.insights-library-card{
    min-height:360px;
    display:flex;
    flex-direction:column;
    padding:44px;
    background:#111113;
    border:1px solid rgba(200,164,110,.14);
    transition:.35s;
}

.insights-library-card:hover{
    transform:translateY(-8px);
    border-color:rgba(200,164,110,.38);
    background:#151518;
}

.insights-library-card span{
    display:block;
    margin-bottom:34px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.20em;
    text-transform:uppercase;
}

.insights-library-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:34px;
    line-height:1.15;
    font-weight:400;
    letter-spacing:-.035em;
}

.insights-library-card p{
    margin:22px 0 34px;
    color:var(--muted);
    line-height:1.9;
}

.insights-library-card a{
    margin-top:auto;
    color:var(--gold);
    font-size:12px;
    letter-spacing:.16em;
    text-transform:uppercase;
}

.insights-articles-page{
    padding:150px 0;
    background:#070708;
}

.insights-articles-layout{
    display:grid;
    grid-template-columns:.42fr .58fr;
    gap:90px;
    align-items:start;
}

.insights-articles-heading{
    position:sticky;
    top:130px;
}

.insights-articles-heading h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(40px,4.6vw,72px);
    line-height:1.04;
    font-weight:400;
    letter-spacing:-.055em;
}

.insights-article-list{
    display:grid;
    gap:1px;
    background:rgba(200,164,110,.14);
}

.insights-article{
    scroll-margin-top:120px;
    padding:52px;
    background:#111113;
}

.insights-article span{
    display:block;
    margin-bottom:26px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.20em;
    text-transform:uppercase;
}

.insights-article h3{
    margin:0;
    font-family:var(--serif);
    font-size:40px;
    line-height:1.12;
    font-weight:400;
    letter-spacing:-.04em;
}

.insights-article p{
    margin:24px 0 0;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

.insights-preparation-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.insights-preparation-grid{
    display:grid;
    grid-template-columns:1.05fr .95fr;
    gap:90px;
    align-items:start;
}

.insights-checklist{
    display:grid;
    gap:1px;
    background:rgba(0,0,0,.10);
}

.insights-checklist article{
    display:grid;
    grid-template-columns:90px 1fr;
    gap:28px;
    align-items:start;
    padding:38px;
    background:#fff;
}

.insights-checklist span{
    color:var(--gold-dark);
    font-family:var(--serif);
    font-size:44px;
    line-height:1;
}

.insights-checklist p{
    margin:0;
    color:#555;
    font-size:18px;
    line-height:1.75;
}

.insights-disclaimer-page{
    padding:120px 0;
    background:#111113;
}

.insights-disclaimer-box{
    max-width:980px;
    padding:54px;
    border:1px solid rgba(200,164,110,.18);
    background:#18181a;
}

.insights-disclaimer-box h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(38px,4.6vw,64px);
    line-height:1.05;
    font-weight:400;
    letter-spacing:-.05em;
}

.insights-disclaimer-box p:last-child{
    margin:26px 0 0;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

.insights-final-page{
    padding:160px 0;
    background:#0b0b0c;
}

.insights-final-layout{
    display:grid;
    grid-template-columns:1.1fr .9fr;
    gap:100px;
    align-items:center;
}

.insights-final-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.insights-final-page p{
    margin:0 0 36px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

@media(max-width:1100px){
    .insights-library-grid{
        grid-template-columns:repeat(2,1fr);
    }
}

@media(max-width:900px){
    .insights-hero-layout,
    .insights-editorial-grid,
    .insights-featured-grid,
    .insights-articles-layout,
    .insights-preparation-grid,
    .insights-final-layout{
        grid-template-columns:1fr;
        gap:60px;
    }

    .insights-hero-page{
        min-height:auto;
        padding:140px 0 80px;
    }

    .insights-hero-copy h1{
        font-size:54px;
    }

    .insights-hero-panel{
        max-width:none;
        margin-left:0;
        padding:36px;
    }

    .insights-editorial-copy{
        padding-left:24px;
    }

    .insights-editorial-copy p{
        font-size:17px;
    }

    .insights-featured-card{
        min-height:auto;
        padding:38px;
    }

    .insights-featured-number{
        font-size:74px;
    }

    .insights-featured-notes article,
    .insights-library-card,
    .insights-article,
    .insights-disclaimer-box{
        padding:36px;
    }

    .insights-library-grid{
        grid-template-columns:1fr;
    }

    .insights-articles-heading{
        position:relative;
        top:auto;
    }

    .insights-checklist article{
        grid-template-columns:1fr;
        gap:20px;
        padding:34px;
    }
}

/* ==========================================================
   FAQ PAGE — INSTITUTIONAL KNOWLEDGE SYSTEM
========================================================== */

.faq-hero-page{
    min-height:90vh;
    display:flex;
    align-items:center;
    padding:170px 0 100px;
    background:
        radial-gradient(circle at 82% 30%,rgba(200,164,110,.14),transparent 34%),
        linear-gradient(120deg,#070708 0%,#0c0c0e 48%,#17130f 100%);
    isolation:isolate;
}

.faq-hero-lines{
    position:absolute;
    inset:0;
    opacity:.13;
    background-image:
        linear-gradient(rgba(200,164,110,.32) 1px,transparent 1px),
        linear-gradient(90deg,rgba(200,164,110,.20) 1px,transparent 1px);
    background-size:120px 120px;
    mask-image:linear-gradient(to bottom,rgba(0,0,0,.75),transparent 86%);
    pointer-events:none;
}

.faq-hero-layout{
    position:relative;
    z-index:2;
    display:grid;
    grid-template-columns:1.12fr .88fr;
    gap:100px;
    align-items:center;
}

.faq-hero-copy h1{
    max-width:900px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(60px,7vw,112px);
    line-height:.94;
    font-weight:400;
    letter-spacing:-.07em;
}

.faq-hero-intro{
    max-width:650px;
    margin:42px 0 0;
    color:var(--muted);
    font-size:21px;
    line-height:1.9;
}

.faq-hero-panel{
    max-width:430px;
    margin-left:auto;
    padding:46px;
    border:1px solid rgba(200,164,110,.20);
    border-radius:30px;
    background:rgba(17,17,19,.72);
    box-shadow:0 45px 90px rgba(0,0,0,.32);
    backdrop-filter:blur(18px);
}

.faq-hero-panel span{
    display:block;
    margin-bottom:24px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.22em;
    text-transform:uppercase;
}

.faq-hero-panel h2{
    margin:0;
    font-family:var(--serif);
    font-size:40px;
    line-height:1.12;
    font-weight:400;
    letter-spacing:-.04em;
}

.faq-hero-panel p{
    margin:26px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.faq-editorial-page{
    padding:150px 0;
    background:#070708;
}

.faq-editorial-grid{
    display:grid;
    grid-template-columns:.95fr 1.05fr;
    gap:110px;
    align-items:start;
}

.faq-editorial-copy{
    padding-left:42px;
    border-left:1px solid rgba(200,164,110,.32);
}

.faq-editorial-copy p{
    margin:0 0 34px;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.faq-index-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.faq-index-page .section-title{
    color:#111;
}

.faq-index-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:1px;
    margin-top:70px;
    background:rgba(0,0,0,.10);
}

.faq-index-card{
    min-height:300px;
    display:flex;
    flex-direction:column;
    justify-content:space-between;
    padding:42px;
    background:#fff;
    transition:.35s ease;
}

.faq-index-card:hover{
    transform:translateY(-6px);
    box-shadow:0 25px 70px rgba(0,0,0,.08);
}

.faq-index-card span{
    color:var(--gold-dark);
    font-family:var(--serif);
    font-size:48px;
    line-height:1;
}

.faq-index-card h3{
    margin:46px 0 0;
    font-family:var(--serif);
    font-size:32px;
    line-height:1.15;
    font-weight:400;
    letter-spacing:-.035em;
}

.faq-index-card p{
    margin:20px 0 0;
    color:#555;
    line-height:1.8;
}

.faq-master-page{
    padding:150px 0;
    background:#0b0b0c;
}

.faq-master-layout{
    display:grid;
    grid-template-columns:.88fr 1.12fr;
    gap:100px;
    align-items:start;
}

.faq-master-heading{
    position:sticky;
    top:130px;
}

.faq-master-heading h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(42px,4.8vw,76px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.faq-master-heading p{
    margin:30px 0 0;
    max-width:520px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

.faq-groups{
    display:grid;
    gap:70px;
}

.faq-group{
    scroll-margin-top:130px;
}

.faq-group-title{
    display:flex;
    align-items:flex-end;
    gap:24px;
    margin-bottom:28px;
    padding-bottom:26px;
    border-bottom:1px solid rgba(200,164,110,.20);
}

.faq-group-title span{
    color:var(--gold);
    font-family:var(--serif);
    font-size:54px;
    line-height:.85;
}

.faq-group-title h3{
    margin:0;
    font-family:var(--serif);
    font-size:42px;
    line-height:1;
    font-weight:400;
    letter-spacing:-.04em;
}

.faq-accordion{
    display:grid;
    gap:14px;
}

.faq-accordion details{
    border:1px solid rgba(200,164,110,.14);
    background:#111113;
    transition:.35s ease;
}

.faq-accordion details[open]{
    border-color:rgba(200,164,110,.34);
    background:#151517;
}

.faq-accordion summary{
    position:relative;
    cursor:pointer;
    list-style:none;
    padding:32px 76px 32px 34px;
    color:var(--ivory);
    font-family:var(--serif);
    font-size:30px;
    line-height:1.2;
    font-weight:400;
    letter-spacing:-.035em;
}

.faq-accordion summary::-webkit-details-marker{
    display:none;
}

.faq-accordion summary:after{
    content:'+';
    position:absolute;
    top:50%;
    right:32px;
    transform:translateY(-50%);
    color:var(--gold);
    font-family:Arial,Helvetica,sans-serif;
    font-size:28px;
    line-height:1;
    transition:.25s ease;
}

.faq-accordion details[open] summary:after{
    content:'–';
}

.faq-accordion summary:focus-visible{
    outline:2px solid rgba(200,164,110,.70);
    outline-offset:4px;
}

.faq-accordion p{
    margin:0;
    padding:0 34px 34px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

.faq-note-page{
    padding:120px 0;
    background:#f7f3ed;
    color:#111;
}

.faq-note-box{
    max-width:1000px;
    padding:58px;
    background:#fff;
    border:1px solid rgba(0,0,0,.08);
}

.faq-note-box h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(40px,4.8vw,70px);
    line-height:1.05;
    font-weight:400;
    letter-spacing:-.055em;
}

.faq-note-box p:last-child{
    margin:28px 0 0;
    max-width:820px;
    color:#555;
    font-size:18px;
    line-height:1.9;
}

.faq-final-page{
    padding:160px 0;
    background:#070708;
}

.faq-final-layout{
    display:grid;
    grid-template-columns:1.08fr .92fr;
    gap:100px;
    align-items:center;
}

.faq-final-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.faq-final-page p{
    margin:0 0 36px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

@media(max-width:1100px){
    .faq-index-grid{
        grid-template-columns:repeat(2,1fr);
    }
}

@media(max-width:900px){
    .faq-hero-layout,
    .faq-editorial-grid,
    .faq-master-layout,
    .faq-final-layout{
        grid-template-columns:1fr;
        gap:60px;
    }

    .faq-hero-page{
        min-height:auto;
        padding:140px 0 80px;
    }

    .faq-hero-copy h1{
        font-size:54px;
    }

    .faq-hero-intro{
        font-size:17px;
    }

    .faq-hero-panel{
        max-width:none;
        margin-left:0;
        padding:36px;
    }

    .faq-editorial-copy{
        padding-left:24px;
    }

    .faq-editorial-copy p{
        font-size:17px;
    }

    .faq-index-grid{
        grid-template-columns:1fr;
    }

    .faq-index-card{
        min-height:auto;
        padding:36px;
    }

    .faq-master-heading{
        position:relative;
        top:auto;
    }

    .faq-group-title{
        align-items:flex-start;
        flex-direction:column;
    }

    .faq-group-title span{
        font-size:46px;
    }

    .faq-group-title h3{
        font-size:34px;
    }

    .faq-accordion summary{
        padding:28px 64px 28px 28px;
        font-size:25px;
    }

    .faq-accordion summary:after{
        right:28px;
    }

    .faq-accordion p{
        padding:0 28px 30px;
        font-size:16px;
    }

    .faq-note-box{
        padding:36px;
    }
}

/* ==========================================================
   CONTACT PAGE — PRIVATE CONSULTATION GATEWAY
========================================================== */

.contact-hero-page{
    min-height:92vh;
    display:flex;
    align-items:center;
    padding:170px 0 100px;
    background:
        radial-gradient(circle at 78% 26%,rgba(200,164,110,.16),transparent 34%),
        linear-gradient(135deg,#070708 0%,#101012 48%,#070708 100%);
}

.contact-hero-lines{
    position:absolute;
    inset:0;
    opacity:.12;
    background-image:
        linear-gradient(rgba(200,164,110,.28) 1px,transparent 1px),
        linear-gradient(90deg,rgba(200,164,110,.22) 1px,transparent 1px);
    background-size:120px 120px;
    mask-image:linear-gradient(to bottom,transparent,black 18%,black 72%,transparent);
}

.contact-hero-layout{
    position:relative;
    z-index:2;
    display:grid;
    grid-template-columns:1.15fr .85fr;
    gap:92px;
    align-items:center;
}

.contact-hero-copy h1{
    max-width:900px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(58px,6.7vw,108px);
    line-height:.96;
    font-weight:400;
    letter-spacing:-.07em;
}

.contact-hero-intro{
    max-width:650px;
    margin:40px 0 0;
    color:var(--muted);
    font-size:21px;
    line-height:1.9;
}

.contact-hero-actions{
    display:flex;
    flex-wrap:wrap;
    gap:18px;
    margin-top:52px;
}

.contact-hero-panel{
    max-width:470px;
    margin-left:auto;
    padding:48px;
    border:1px solid rgba(200,164,110,.20);
    border-radius:30px;
    background:rgba(17,17,19,.72);
    box-shadow:0 40px 100px rgba(0,0,0,.30);
    backdrop-filter:blur(18px);
}

.contact-hero-panel span{
    display:block;
    margin-bottom:24px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.24em;
    text-transform:uppercase;
}

.contact-hero-panel h2{
    margin:0;
    font-family:var(--serif);
    font-size:42px;
    line-height:1.12;
    font-weight:400;
    letter-spacing:-.045em;
}

.contact-hero-panel p{
    margin:26px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.contact-editorial-page{
    padding:150px 0;
    background:#070708;
}

.contact-editorial-grid{
    display:grid;
    grid-template-columns:.95fr 1.05fr;
    gap:110px;
    align-items:start;
}

.contact-editorial-copy{
    padding-left:42px;
    border-left:1px solid rgba(200,164,110,.34);
}

.contact-editorial-copy p{
    margin:0 0 34px;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.contact-pathway-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.contact-pathway-page .section-title{
    color:#111;
}

.contact-pathway-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:1px;
    margin-top:74px;
    background:rgba(0,0,0,.10);
}

.contact-pathway-card{
    min-height:340px;
    padding:42px 34px;
    background:#fff;
    transition:.35s ease;
}

.contact-pathway-card:hover{
    transform:translateY(-8px);
    box-shadow:0 24px 70px rgba(0,0,0,.08);
}

.contact-pathway-card span{
    display:block;
    margin-bottom:42px;
    color:var(--gold-dark);
    font-family:var(--serif);
    font-size:46px;
    line-height:1;
}

.contact-pathway-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:31px;
    line-height:1.15;
    font-weight:400;
    letter-spacing:-.035em;
}

.contact-pathway-card p{
    margin:22px 0 0;
    color:#555;
    line-height:1.9;
}

.contact-channels-page{
    padding:150px 0;
    background:#0b0b0c;
}

.contact-channels-layout{
    display:grid;
    grid-template-columns:1fr .9fr;
    gap:94px;
    align-items:center;
}

.contact-channel-card{
    padding:58px;
    background:#151517;
    border:1px solid rgba(200,164,110,.18);
    box-shadow:0 34px 90px rgba(0,0,0,.22);
}

.contact-channel-card > span{
    display:block;
    margin-bottom:26px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.22em;
    text-transform:uppercase;
}

.contact-channel-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:44px;
    line-height:1.08;
    font-weight:400;
    letter-spacing:-.045em;
}

.contact-channel-card p{
    margin:26px 0 36px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

.contact-principles-page{
    padding:150px 0;
    background:#111113;
}

.contact-principles-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:36px;
    margin-top:72px;
}

.contact-principle{
    padding:48px;
    background:#18181a;
    border:1px solid rgba(200,164,110,.14);
    transition:.35s ease;
}

.contact-principle:hover{
    transform:translateY(-8px);
    border-color:rgba(200,164,110,.34);
}

.contact-principle span{
    display:block;
    margin-bottom:28px;
    color:var(--gold);
    font-family:var(--serif);
    font-size:44px;
}

.contact-principle h3{
    margin:0;
    font-family:var(--serif);
    font-size:32px;
    line-height:1.18;
    font-weight:400;
    letter-spacing:-.035em;
}

.contact-principle p{
    margin:22px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.contact-note-page{
    padding:120px 0;
    background:#f7f3ed;
    color:#111;
}

.contact-note-box{
    max-width:1040px;
    padding:58px;
    background:#fff;
    border:1px solid rgba(0,0,0,.08);
}

.contact-note-box h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(40px,4.8vw,70px);
    line-height:1.05;
    font-weight:400;
    letter-spacing:-.055em;
}

.contact-note-box p:last-child{
    margin:28px 0 0;
    max-width:820px;
    color:#555;
    font-size:18px;
    line-height:1.9;
}

.contact-final-page{
    padding:160px 0;
    background:#070708;
}

.contact-final-layout{
    display:grid;
    grid-template-columns:1.08fr .92fr;
    gap:100px;
    align-items:center;
}

.contact-final-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.contact-final-page p{
    margin:0 0 36px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

@media(max-width:1100px){
    .contact-pathway-grid{
        grid-template-columns:repeat(2,1fr);
    }
}

@media(max-width:900px){
    .contact-hero-layout,
    .contact-editorial-grid,
    .contact-channels-layout,
    .contact-principles-grid,
    .contact-final-layout{
        grid-template-columns:1fr;
        gap:60px;
    }

    .contact-hero-page{
        min-height:auto;
        padding:140px 0 80px;
    }

    .contact-hero-copy h1{
        font-size:54px;
    }

    .contact-hero-intro{
        font-size:17px;
    }

    .contact-hero-actions{
        flex-direction:column;
    }

    .contact-hero-panel{
        max-width:none;
        margin-left:0;
        padding:36px;
    }

    .contact-editorial-copy{
        padding-left:24px;
    }

    .contact-editorial-copy p{
        font-size:17px;
    }

    .contact-pathway-grid{
        grid-template-columns:1fr;
    }

    .contact-pathway-card{
        min-height:auto;
        padding:36px;
    }

    .contact-channel-card,
    .contact-principle,
    .contact-note-box{
        padding:36px;
    }
}

/* ==========================================================
   PRIVACY POLICY PAGE
========================================================== */

.privacy-hero-page{
    min-height:86vh;
    display:flex;
    align-items:center;
    padding:160px 0 96px;
    background:
        radial-gradient(circle at 78% 26%,rgba(200,164,110,.16),transparent 34%),
        linear-gradient(120deg,rgba(7,7,8,.98),rgba(7,7,8,.86) 48%,rgba(18,18,20,.96));
}

.privacy-hero-layout{
    display:grid;
    grid-template-columns:1.12fr .88fr;
    gap:96px;
    align-items:center;
}

.privacy-hero-copy h1{
    max-width:900px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(58px,6.4vw,104px);
    line-height:.98;
    font-weight:400;
    letter-spacing:-.07em;
}

.privacy-hero-intro{
    max-width:690px;
    margin:38px 0 0;
    color:var(--muted);
    font-size:21px;
    line-height:1.9;
}

.privacy-hero-panel{
    max-width:440px;
    margin-left:auto;
    padding:46px;
    background:rgba(17,17,19,.72);
    border:1px solid rgba(200,164,110,.18);
    box-shadow:0 38px 90px rgba(0,0,0,.28);
    backdrop-filter:blur(18px);
}

.privacy-hero-panel span{
    display:block;
    margin-bottom:24px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.22em;
    text-transform:uppercase;
}

.privacy-hero-panel h2{
    margin:0;
    font-family:var(--serif);
    font-size:44px;
    line-height:1.08;
    font-weight:400;
    letter-spacing:-.04em;
}

.privacy-hero-panel p{
    margin:24px 0 0;
    color:var(--muted);
    line-height:1.9;
}

.privacy-intro-page{
    padding:150px 0;
    background:#070708;
}

.privacy-intro-grid{
    display:grid;
    grid-template-columns:.95fr 1.05fr;
    gap:110px;
    align-items:start;
}

.privacy-intro-copy{
    padding-left:42px;
    border-left:1px solid rgba(200,164,110,.30);
}

.privacy-intro-copy p{
    margin:0 0 34px;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.privacy-toc-page{
    padding:120px 0;
    background:#f7f3ed;
    color:#111;
}

.privacy-toc-layout{
    display:grid;
    grid-template-columns:.8fr 1.2fr;
    gap:90px;
    align-items:start;
}

.privacy-toc-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(42px,5vw,76px);
    line-height:1.04;
    font-weight:400;
    letter-spacing:-.055em;
}

.privacy-toc-list{
    display:grid;
    grid-template-columns:1fr;
    border-top:1px solid rgba(0,0,0,.12);
}

.privacy-toc-list a{
    display:flex;
    gap:26px;
    align-items:center;
    padding:24px 0;
    border-bottom:1px solid rgba(0,0,0,.12);
    color:#222;
    font-family:var(--serif);
    font-size:28px;
    line-height:1.15;
    transition:.25s ease;
}

.privacy-toc-list a:hover{
    color:var(--gold-dark);
    transform:translateX(8px);
}

.privacy-toc-list span{
    min-width:42px;
    color:var(--gold-dark);
    font-family:Arial,Helvetica,sans-serif;
    font-size:11px;
    letter-spacing:.16em;
}

.privacy-content-page{
    padding:150px 0;
    background:#0b0b0c;
}

.privacy-content-layout{
    display:grid;
    grid-template-columns:330px 1fr;
    gap:90px;
    align-items:start;
}

.privacy-side-note{
    position:sticky;
    top:120px;
    padding:38px;
    background:#151517;
    border:1px solid rgba(200,164,110,.16);
}

.privacy-side-note span{
    display:block;
    margin-bottom:24px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.22em;
    text-transform:uppercase;
}

.privacy-side-note p{
    margin:0;
    color:var(--muted);
    line-height:1.9;
}

.privacy-policy-blocks{
    display:flex;
    flex-direction:column;
    gap:1px;
    background:rgba(200,164,110,.15);
}

.privacy-policy-block{
    scroll-margin-top:120px;
    padding:56px 60px;
    background:#111113;
}

.privacy-policy-block > span{
    display:block;
    margin-bottom:28px;
    color:var(--gold);
    font-family:var(--serif);
    font-size:44px;
    line-height:1;
}

.privacy-policy-block h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(36px,4vw,58px);
    line-height:1.08;
    font-weight:400;
    letter-spacing:-.045em;
}

.privacy-policy-block p{
    margin:26px 0 0;
    max-width:860px;
    color:var(--muted);
    font-size:18px;
    line-height:1.95;
}

.privacy-contact-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.privacy-contact-layout{
    display:grid;
    grid-template-columns:1fr .9fr;
    gap:94px;
    align-items:center;
}

.privacy-contact-page h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(44px,5vw,82px);
    line-height:1.03;
    font-weight:400;
    letter-spacing:-.055em;
}

.privacy-contact-card{
    padding:56px;
    background:#fff;
    border:1px solid rgba(0,0,0,.08);
    box-shadow:0 30px 80px rgba(0,0,0,.08);
}

.privacy-contact-card > span{
    display:block;
    margin-bottom:26px;
    color:var(--gold-dark);
    font-size:11px;
    letter-spacing:.22em;
    text-transform:uppercase;
}

.privacy-contact-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:44px;
    line-height:1.08;
    font-weight:400;
    letter-spacing:-.045em;
}

.privacy-contact-card p{
    margin:26px 0 36px;
    color:#555;
    font-size:18px;
    line-height:1.9;
}

.privacy-final-page{
    padding:120px 0;
    background:#070708;
}

.privacy-final-box{
    max-width:1040px;
    padding:58px;
    background:#111113;
    border:1px solid rgba(200,164,110,.16);
}

.privacy-final-box h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(40px,4.8vw,70px);
    line-height:1.05;
    font-weight:400;
    letter-spacing:-.055em;
}

.privacy-final-box p:last-child{
    margin:28px 0 0;
    max-width:830px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

@media(max-width:1000px){
    .privacy-content-layout{
        grid-template-columns:1fr;
    }

    .privacy-side-note{
        position:relative;
        top:auto;
    }
}

@media(max-width:900px){
    .privacy-hero-layout,
    .privacy-intro-grid,
    .privacy-toc-layout,
    .privacy-contact-layout{
        grid-template-columns:1fr;
        gap:60px;
    }

    .privacy-hero-page{
        min-height:auto;
        padding:140px 0 80px;
    }

    .privacy-hero-copy h1{
        font-size:54px;
    }

    .privacy-hero-intro{
        font-size:17px;
    }

    .privacy-hero-panel{
        max-width:none;
        margin-left:0;
        padding:36px;
    }

    .privacy-intro-copy{
        padding-left:24px;
    }

    .privacy-intro-copy p{
        font-size:17px;
    }

    .privacy-toc-list a{
        font-size:24px;
    }

    .privacy-policy-block,
    .privacy-contact-card,
    .privacy-final-box,
    .privacy-side-note{
        padding:36px;
    }

    .privacy-policy-block p,
    .privacy-contact-card p,
    .privacy-final-box p:last-child{
        font-size:16px;
    }
}

/* ==========================================================
   404 PAGE — VERIFIED PATH
========================================================== */

.notfound-hero-page{
    min-height:92vh;
    display:flex;
    align-items:center;
    padding:160px 0 95px;
    background:
        radial-gradient(circle at 75% 35%,rgba(200,164,110,.14),transparent 34%),
        linear-gradient(90deg,rgba(7,7,8,.98),rgba(7,7,8,.82),rgba(7,7,8,.56)),
        #070708;
    isolation:isolate;
}

.notfound-hero-lines{
    position:absolute;
    inset:0;
    opacity:.08;
    background-image:
        linear-gradient(rgba(200,164,110,.22) 1px,transparent 1px),
        linear-gradient(90deg,rgba(200,164,110,.22) 1px,transparent 1px);
    background-size:90px 90px;
    mask-image:linear-gradient(to bottom,#000,transparent 78%);
    pointer-events:none;
}

.notfound-hero-layout{
    position:relative;
    z-index:2;
    display:grid;
    grid-template-columns:1.08fr .92fr;
    gap:96px;
    align-items:center;
}

.notfound-hero-copy h1{
    max-width:880px;
    margin:0;
    font-family:var(--serif);
    font-size:clamp(54px,6.4vw,102px);
    line-height:.98;
    font-weight:400;
    letter-spacing:-.07em;
}

.notfound-hero-intro{
    max-width:650px;
    margin:38px 0 0;
    color:var(--muted);
    font-size:20px;
    line-height:1.95;
}

.notfound-actions{
    display:flex;
    flex-wrap:wrap;
    gap:18px;
    margin-top:48px;
}

.notfound-hero-panel{
    max-width:460px;
    margin-left:auto;
    padding:52px;
    background:rgba(17,17,19,.78);
    border:1px solid rgba(200,164,110,.20);
    box-shadow:0 38px 90px rgba(0,0,0,.32);
    backdrop-filter:blur(16px);
}

.notfound-hero-panel span{
    display:block;
    margin-bottom:28px;
    color:var(--gold);
    font-size:11px;
    letter-spacing:.22em;
    text-transform:uppercase;
}

.notfound-hero-panel h2{
    margin:0;
    font-family:var(--serif);
    font-size:48px;
    line-height:1.05;
    font-weight:400;
    letter-spacing:-.045em;
}

.notfound-hero-panel p{
    margin:26px 0 0;
    color:var(--muted);
    font-size:17px;
    line-height:1.9;
}

.notfound-routes-page{
    padding:150px 0;
    background:#f7f3ed;
    color:#111;
}

.notfound-routes-page .section-title{
    color:#111;
}

.notfound-route-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:1px;
    margin-top:74px;
    background:rgba(0,0,0,.10);
}

.notfound-route-card{
    min-height:360px;
    padding:44px 34px;
    background:#fff;
    transition:.35s ease;
}

.notfound-route-card:hover{
    transform:translateY(-8px);
    box-shadow:0 24px 70px rgba(0,0,0,.08);
}

.notfound-route-card span{
    display:block;
    margin-bottom:42px;
    color:var(--gold-dark);
    font-family:var(--serif);
    font-size:46px;
    line-height:1;
}

.notfound-route-card h3{
    margin:0;
    font-family:var(--serif);
    font-size:31px;
    line-height:1.15;
    font-weight:400;
    letter-spacing:-.035em;
}

.notfound-route-card p{
    margin:22px 0 34px;
    color:#555;
    line-height:1.9;
}

.notfound-route-card a{
    color:var(--gold-dark);
    font-size:12px;
    letter-spacing:.15em;
    text-transform:uppercase;
}

.notfound-note-page{
    padding:130px 0;
    background:#0b0b0c;
}

.notfound-note-box{
    max-width:1040px;
    padding:60px;
    background:#111113;
    border:1px solid rgba(200,164,110,.16);
}

.notfound-note-box h2{
    margin:0;
    font-family:var(--serif);
    font-size:clamp(42px,5vw,76px);
    line-height:1.04;
    font-weight:400;
    letter-spacing:-.055em;
}

.notfound-note-box p:last-child{
    margin:30px 0 0;
    max-width:800px;
    color:var(--muted);
    font-size:18px;
    line-height:1.9;
}

@media(max-width:1100px){
    .notfound-route-grid{
        grid-template-columns:repeat(2,1fr);
    }
}

@media(max-width:900px){
    .notfound-hero-layout{
        grid-template-columns:1fr;
        gap:60px;
    }

    .notfound-hero-page{
        min-height:auto;
        padding:140px 0 80px;
    }

    .notfound-hero-copy h1{
        font-size:54px;
    }

    .notfound-hero-intro{
        font-size:17px;
    }

    .notfound-actions{
        flex-direction:column;
    }

    .notfound-hero-panel{
        max-width:none;
        margin-left:0;
        padding:36px;
    }

    .notfound-route-grid{
        grid-template-columns:1fr;
    }

    .notfound-route-card{
        min-height:auto;
        padding:36px;
    }

    .notfound-note-box{
        padding:36px;
    }
}


/* ==========================================================
   BRAND + IMAGE REFINEMENT UPDATE
   Uses approved SGDTrust brand assets and rotates supplied
   institutional photography across key page hero sections.
========================================================== */

.brand-logo{
    position:relative;
    width:clamp(180px,22vw,320px);
    height:54px;
    flex:0 0 auto;
    background:url("../logo/sgdtrust-header-horizontal.png") left center / contain no-repeat;
}

.brand-logo .brand-seal,
.brand-logo .brand-text{
    position:absolute !important;
    width:1px !important;
    height:1px !important;
    padding:0 !important;
    margin:-1px !important;
    overflow:hidden !important;
    clip:rect(0,0,0,0) !important;
    white-space:nowrap !important;
    border:0 !important;
}

.footer-logo{
    display:block;
    width:min(260px,100%);
    height:116px;
    margin-bottom:14px;
    background:url("../logo/sgdtrust-stacked-transparent.png") left top / contain no-repeat;
    color:transparent;
    font-size:0;
    line-height:0;
    overflow:hidden;
}

.footer-grid > div:first-child p{
    max-width:220px;
}

.hero-v2{
    background:
        linear-gradient(90deg,rgba(7,7,8,.96) 0%,rgba(7,7,8,.76) 44%,rgba(7,7,8,.18) 100%),
        url("../images/home-boardroom.jpg") center center / cover no-repeat;
}

.solutions-hero{
    background:
        linear-gradient(90deg,rgba(7,7,8,.96),rgba(7,7,8,.76),rgba(7,7,8,.28)),
        url("../images/solutions-office.jpg") center center / cover no-repeat;
}

.why-hero-page{
    background:
        linear-gradient(90deg,rgba(7,7,8,.94) 0%,rgba(7,7,8,.72) 46%,rgba(7,7,8,.24) 100%),
        url("../images/why-columns.jpg") center center / cover no-repeat;
}

.about-hero-page{
    background:
        linear-gradient(90deg,rgba(7,7,8,.95) 0%,rgba(7,7,8,.74) 48%,rgba(7,7,8,.22) 100%),
        url("../images/about-tower.jpg") center 35% / cover no-repeat;
}

.insights-hero-page{
    background:
        linear-gradient(90deg,rgba(7,7,8,.95) 0%,rgba(7,7,8,.76) 46%,rgba(7,7,8,.24) 100%),
        url("../images/about-tower.jpg") center 35% / cover no-repeat;
}

.faq-hero-page{
    background:
        linear-gradient(90deg,rgba(7,7,8,.95) 0%,rgba(7,7,8,.74) 46%,rgba(7,7,8,.28) 100%),
        url("../images/why-columns.jpg") center center / cover no-repeat;
}

.contact-hero-page{
    background:
        linear-gradient(90deg,rgba(7,7,8,.95) 0%,rgba(7,7,8,.78) 46%,rgba(7,7,8,.24) 100%),
        url("../images/home-boardroom.jpg") center center / cover no-repeat;
}

.privacy-hero-page{
    background:
        linear-gradient(90deg,rgba(7,7,8,.95) 0%,rgba(7,7,8,.76) 46%,rgba(7,7,8,.24) 100%),
        url("../images/solutions-office.jpg") center center / cover no-repeat;
}

.notfound-hero-page{
    background:
        linear-gradient(90deg,rgba(7,7,8,.95) 0%,rgba(7,7,8,.76) 46%,rgba(7,7,8,.24) 100%),
        url("../images/home-boardroom.jpg") center center / cover no-repeat;
}

@media(max-width:900px){
    .brand-logo{
        width:200px;
        height:42px;
    }

    .footer-logo{
        width:210px;
        height:98px;
    }

    .hero-v2,
    .solutions-hero,
    .why-hero-page,
    .about-hero-page,
    .insights-hero-page,
    .faq-hero-page,
    .contact-hero-page,
    .privacy-hero-page,
    .notfound-hero-page{
        background-position:center center;
    }
}

@media(max-width:520px){
    .brand-logo{
        width:176px;
        height:38px;
    }

    .footer-logo{
        width:180px;
        height:84px;
    }
}


/* ==========================================================
   LAUNCH CANDIDATE CONTACT + SCOPE REFINEMENTS
========================================================== */

.footer-contact-lines{
    display:flex;
    flex-direction:column;
    gap:7px;
    margin-top:18px;
}

.footer-contact-lines a{
    margin:0;
    color:var(--gold);
    font-size:13px;
    letter-spacing:.04em;
}

.regulatory-scope-page{
    padding:130px 0;
    background:#0b0b0c;
    border-top:1px solid rgba(200,164,110,.12);
    border-bottom:1px solid rgba(200,164,110,.12);
}

.regulatory-scope-layout{
    display:grid;
    grid-template-columns:.92fr 1.08fr;
    gap:100px;
    align-items:start;
}

.regulatory-scope-copy{
    padding-left:42px;
    border-left:1px solid rgba(200,164,110,.32);
}

.regulatory-scope-copy p{
    margin:0 0 30px;
    color:var(--muted);
    font-size:19px;
    line-height:1.95;
}

.contact-channel-options{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:24px;
}

.contact-channel-options .contact-channel-card{
    min-height:100%;
}

.contact-channel-options .contact-channel-card h3{
    font-size:28px;
    word-break:break-word;
}

.contact-channel-options .contact-channel-card .btn{
    margin-top:12px;
}

@media(max-width:1000px){
    .contact-channel-options{
        grid-template-columns:1fr;
    }
}

@media(max-width:900px){
    .regulatory-scope-layout{
        grid-template-columns:1fr;
        gap:54px;
    }

    .regulatory-scope-copy{
        padding-left:24px;
    }

    .regulatory-scope-page{
        padding:92px 0;
    }
}


/* ==========================================================
   V1.2 PERFORMANCE REFINEMENTS
   Optimised hero image references and browser rendering hints.
========================================================== */

.hero-v2,
.solutions-hero,
.why-hero-page,
.about-hero-page,
.insights-hero-page,
.faq-hero-page,
.contact-hero-page,
.privacy-hero-page,
.notfound-hero-page{
    background-repeat:no-repeat;
    background-size:cover;
}

.hero-card,
.about-hero-panel,
.insights-hero-panel,
.faq-hero-panel,
.contact-hero-panel,
.privacy-hero-panel,
.notfound-hero-panel{
    will-change:transform;
}


/* ==========================================================
   V1.3 ACCESSIBILITY + INTERACTION REFINEMENTS
========================================================== */

.skip-link{
    position:fixed;
    top:14px;
    left:14px;
    z-index:5000;
    padding:12px 18px;
    border-radius:999px;
    background:var(--ivory);
    color:var(--black);
    font-size:13px;
    font-weight:700;
    transform:translateY(-160%);
    transition:transform .2s ease;
}

.skip-link:focus{
    transform:translateY(0);
}

:where(a,button,summary,input,select,textarea):focus-visible{
    outline:2px solid var(--gold);
    outline-offset:4px;
}

/* ==========================================================
   V1.4 SEO, RESPONSIVE MEDIA + RECOVERY UX
========================================================== */

.hero-media{
    position:absolute;
    inset:0;
    z-index:0;
    display:block;
    overflow:hidden;
}

.hero-media img{
    width:100%;
    height:100%;
    display:block;
    object-fit:cover;
    object-position:center;
}

.hero-v2{
    background:#070708;
}

.hero-v2 .hero-video-overlay{
    z-index:1;
    background:
        linear-gradient(90deg,rgba(7,7,8,.96) 0%,rgba(7,7,8,.76) 44%,rgba(7,7,8,.18) 100%),
        linear-gradient(to bottom,rgba(0,0,0,.05),rgba(0,0,0,.45),rgba(0,0,0,.88));
}

.hero-v2 .hero-noise,
.hero-v2 .hero-gradient{
    z-index:2;
}

.page-breadcrumb{
    position:absolute;
    top:112px;
    left:50%;
    z-index:6;
    width:min(90%,var(--container));
    transform:translateX(-50%);
}

.page-breadcrumb ol{
    display:flex;
    flex-wrap:wrap;
    align-items:center;
    gap:10px;
    margin:0;
    padding:0;
    list-style:none;
    color:var(--muted);
    font-size:12px;
    letter-spacing:.12em;
    text-transform:uppercase;
}

.page-breadcrumb li+li::before{
    content:"/";
    margin-right:10px;
    color:var(--gold);
}

.page-breadcrumb a{
    color:var(--ivory);
}

.page-breadcrumb a:hover{
    color:var(--gold);
}

.page-breadcrumb [aria-current="page"]{
    color:var(--muted);
}

.notfound-search{
    max-width:660px;
    margin-top:38px;
}

.notfound-search label{
    display:block;
    margin-bottom:10px;
    color:var(--ivory);
    font-size:13px;
    font-weight:700;
}

.notfound-search-row{
    display:flex;
    gap:12px;
}

.notfound-search input{
    min-width:0;
    flex:1;
    min-height:56px;
    padding:0 18px;
    border:1px solid rgba(200,164,110,.32);
    border-radius:999px;
    background:rgba(7,7,8,.78);
    color:var(--ivory);
    font:inherit;
}

.notfound-search input::placeholder{
    color:var(--soft);
}

.notfound-search button{
    min-height:56px;
    padding:0 26px;
}

.search-results{
    margin-top:18px;
    padding:18px 20px;
    border:1px solid rgba(200,164,110,.22);
    background:rgba(17,17,19,.92);
}

.search-results[hidden]{
    display:none;
}

.search-status{
    margin:0;
    color:var(--muted);
}

.search-results ul{
    margin:14px 0 0;
    padding:0;
    list-style:none;
}

.search-results li+li{
    margin-top:14px;
    padding-top:14px;
    border-top:1px solid rgba(200,164,110,.14);
}

.search-results a{
    display:block;
    color:var(--gold);
    font-weight:700;
}

.search-results span{
    display:block;
    margin-top:3px;
    color:var(--muted);
    font-size:14px;
}

@media(max-width:1100px){
    /* The full navigation remains usable when JavaScript is unavailable. */
    .mobile-toggle{
        display:none;
    }

    .site-nav{
        display:flex;
    }

    .js .mobile-toggle{
        display:flex;
    }

    .js .site-nav{
        display:none;
    }

    .js .site-nav.open{
        display:flex;
    }
}

@media(max-width:900px){
    .page-breadcrumb{
        top:94px;
    }
}

@media(max-width:620px){
    .notfound-search-row{
        flex-direction:column;
    }

    .notfound-search button{
        width:100%;
    }
}

.solutions-v2 :where(a,button,summary):focus-visible,
.cta-v2 :where(a,button,summary):focus-visible,
.light-feature :where(a,button,summary):focus-visible,
.solutions-faq-v2 :where(a,button,summary):focus-visible,
.why-singapore-page :where(a,button,summary):focus-visible,
.about-position-page :where(a,button,summary):focus-visible,
.about-technology-page :where(a,button,summary):focus-visible,
.privacy-toc-page :where(a,button,summary):focus-visible{
    outline-color:var(--gold-dark);
}

.site-nav a[aria-current="page"]:after{
    width:100%;
}

[id]{
    scroll-margin-top:112px;
}

.hero-v2{
    min-height:100vh;
    min-height:100svh;
}

.mobile-toggle{
    min-width:48px;
    min-height:48px;
}

.mobile-toggle span{
    transform-origin:center;
    transition:transform .25s ease,opacity .2s ease;
}

.mobile-toggle[aria-expanded="true"] span:first-child{
    transform:translateY(4px) rotate(45deg);
}

.mobile-toggle[aria-expanded="true"] span:last-child{
    transform:translateY(-4px) rotate(-45deg);
}

body.nav-open{
    overflow:hidden;
}

@media(max-width:1100px){
    .header-inner{
        min-height:76px;
    }

    .brand-logo{
        width:210px;
        height:44px;
    }

    .mobile-toggle{
        display:flex;
    }

    .site-nav{
        position:absolute;
        top:76px;
        left:0;
        right:0;
        display:none;
        max-height:calc(100svh - 76px);
        overflow:auto;
        flex-direction:column;
        align-items:stretch;
        gap:0;
        padding:18px 5% max(28px,env(safe-area-inset-bottom));
        border-top:1px solid rgba(200,164,110,.14);
        border-bottom:1px solid rgba(200,164,110,.18);
        background:rgba(7,7,8,.985);
        box-shadow:0 28px 70px rgba(0,0,0,.38);
    }

    .site-nav.open{
        display:flex;
    }

    .site-nav a{
        min-height:48px;
        display:flex;
        align-items:center;
        padding:12px 0;
    }

    .site-nav .nav-button{
        min-height:48px;
        justify-content:center;
        margin-top:10px;
        padding:12px 22px;
    }

    .hero-grid{
        gap:52px;
    }
}

@media(max-width:520px){
    .hero-title{
        font-size:clamp(44px,13.5vw,52px)!important;
        line-height:.93;
        letter-spacing:-.055em;
    }

    .hero-label{
        max-width:290px;
        letter-spacing:.22em;
        line-height:1.7;
    }

    .hero-left{
        padding-top:124px;
    }
}

@media(prefers-reduced-motion:reduce){
    html{
        scroll-behavior:auto;
    }

    *,*::before,*::after{
        scroll-behavior:auto!important;
        animation-duration:.01ms!important;
        animation-iteration-count:1!important;
        transition-duration:.01ms!important;
    }

    .js .fade-up{
        opacity:1;
        transform:none;
    }

    .scroll-indicator{
        display:none;
    }
}

@media print{
    .site-header,
    .progress-bar,
    .scroll-top,
    .scroll-indicator,
    .hero-buttons,
    .notfound-actions{
        display:none!important;
    }

    .js .fade-up{
        opacity:1!important;
        transform:none!important;
    }
}

/* Final progressive-enhancement guard: navigation remains usable without JS. */
@media(max-width:1100px){
    html:not(.js) .mobile-toggle{
        display:none;
    }

    html:not(.js) .site-nav{
        display:flex;
    }
}
